Car accidents are stressful enough, but the situation becomes even more complicated when one of the drivers doesn’t have insurance. If you were injured in a car accident in Las Vegas and the other party doesn’t have coverage—or you don’t—you still have options. High Stakes Injury Law can help you understand your rights and fight for the compensation you deserve.

Nevada law requires drivers to carry auto insurance, but unfortunately, not everyone follows the rules. If the at-fault driver in your crash doesn’t have insurance, you won’t be able to file a standard claim through their provider. Still, that doesn’t mean you’re out of luck.

Depending on your coverage and the details of your accident, you may be able to seek compensation through:

• Medical Payments Coverage (MedPay): Covers medical expenses regardless of who was at fault.
• Uninsured/Underinsured Motorist (UM/UIM) Coverage: Helps pay for damages when the other driver lacks sufficient insurance.
• Collision Coverage: Covers repairs or replacement of your vehicle regardless of fault.

Even if you’re not sure what type of coverage you have, our team can review your policy and explain your options.

Filing a lawsuit against an uninsured driver is often risky. In many cases, uninsured drivers don’t have the financial means to pay for damages even if you win in court. However, there are exceptions. If the other party has sufficient assets or other sources of recovery, our lawyers can file a personal injury lawsuit on your behalf.

Under NRS §11.190(4)(e), you generally have two years from the date of the accident to take legal action in Nevada.

Even if you’re using your own insurance coverage, you may be entitled to a range of damages, such as:

• Medical bills (current and future)
• Lost wages
• Reduced earning capacity
• Vehicle repairs or replacement
• Funeral expenses (in fatal accidents)
• Pain and suffering
• Mental anguish
• Disfigurement
• Household assistance during recovery

If your policy doesn’t cover certain types of non-economic damages, we can explore other legal strategies to seek full compensation.

To maximize your financial recovery, we build every case with detailed evidence and expert input. Our legal team will gather:

• The official crash report
• Photos of the scene, vehicle damage, and injuries
• Witness statements
• Surveillance or traffic camera footage
• Medical records and expert opinions
• Testimony from economists or accident reconstruction specialists

We also recommend keeping a journal of your recovery to track pain levels, treatment progress, and how your injuries affect your daily life.

Insurance companies may try to reduce or deny your claim especially when there’s no clear source of liability. That’s where we come in. High Stakes Injury Law will take over all negotiations and fight aggressively for what you’re owed. You’ll have full access to your attorney and case updates at every stage.

We believe every injury victim deserves legal help, regardless of their financial situation. That’s why we work on a contingency-fee basis, meaning:

• No upfront fees
• No out-of-pocket costs
• No hourly rates
• No payment unless we win

You only pay us if we recover compensation for you. We’ll agree on a percentage before we start, so there are never any surprises.

If you were hurt in a car accident involving an uninsured driver, don’t wait. You have legal options, and we’re here to help you understand them. With decades of experience and millions won for clients, High Stakes Injury Law is one of the most trusted personal injury firms in Las Vegas.

Call or text (702) 605-6671 for a free, no-obligation consultation, or complete our Free Case Review form to get started.