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What is Uninsured Motorist Coverage?
Uninsured motorist coverage is an insurance policy that protects you if you are involved in an accident with a driver who does not have liability insurance or has inadequate coverage.![](https://www.highstakesinjurylaw.com/wp-content/uploads/2023/07/1-1.jpg)
Is Uninsured Motorist Coverage Required in Nevada?
Yes, uninsured motorist coverage is required in Nevada. According to Nevada Revised Statutes (NRS) 687B.145, all auto insurance policies issued in the state must include uninsured motorist coverage. The minimum coverage required is $25,000 per person and $50,000 per accident for bodily injury, and $20,000 per accident for property damage.What Are Some Relevant Laws?
Apart from the requirement for uninsured motorist coverage, there are other laws that you should be aware of if you are involved in a car accident in Nevada. One of them is the statute of limitations. In Nevada, you have two years from the date of the accident to file a personal injury lawsuit. If you fail to file within this time frame, you may lose your right to seek compensation.![](https://www.highstakesinjurylaw.com/wp-content/uploads/2023/07/2-1.jpg)
How Big of a Settlement Can I Win?
The amount of compensation you can receive for an accident with an uninsured driver depends on several factors, such as the severity of your injuries, the extent of property damage, and the amount of insurance coverage you have. However, the minimum coverage required by law may not be enough to cover all your expenses. If you have uninsured motorist coverage, you may be able to recover damages up to the limit of your policy. If your damages exceed the policy limit, you may be able to file a lawsuit against the at-fault driver to recover the remaining amount. An experienced lawyer can help you determine the best course of action to maximize your compensation.What Should I Do If I Am Involved in an Accident with an Uninsured Driver?
If you are involved in an accident with an uninsured driver, the first thing you should do is call the police and seek medical attention if necessary. Even if the other driver does not have insurance, you should exchange contact and insurance information with them. Next, you should contact your insurance company and report the accident. Your insurance company will investigate the accident and determine the amount of compensation you are entitled to. If you have uninsured motorist coverage, your insurance company will cover your damages up to the limit of your policy.![](https://www.highstakesinjurylaw.com/wp-content/uploads/2023/07/3-1.jpg)