Car accidents involving rental cars can be overwhelming, especially when you’re suddenly dealing with rental company rules, insurance complexities, and medical bills.

If you were injured in a rental car crash in Las Vegas, High Stakes Injury Law can help you navigate the claims process and fight for the compensation you deserve. 

Below, we’ll break down what to do after a rental car crash and how liability and insurance coverage can affect your case.

What to Do After a Car Accident in a Rental Car

After any crash, especially one involving a rental car, it’s important to notify all relevant parties. This not only fulfills your legal and contractual duties, but it also protects your right to file a claim later.

Be sure to contact:

• The police – to file an official crash report
• Your insurance company – to alert them of the incident
• The rental car company – as soon as possible

You don’t need to go into detail, but do provide basic information like the date, time, location of the accident, and vehicle details. Avoid giving a recorded statement before speaking with an attorney—anything you say can be used to minimize your claim.

How Insurance Coverage Works in a Rental Car Accident

If you were hit by another driver while using a rental car, their insurance is typically responsible for covering your damages.

However, if the rental car driver caused the crash, liability can get more complex. You might need to pursue compensation from:

• The rental company’s insurance
• The driver’s personal insurance
• A credit card company (if used to book the rental)

In Nevada, minimum liability coverage is 25/50/20, meaning $25,000 per person for bodily injury, $50,000 per accident, and $20,000 for property damage. But these limits may not fully cover your losses, especially in serious injury cases.

What if the At-Fault Driver Has No Insurance?

If the person driving the rental car didn’t have insurance, you may still be covered under the rental agency’s policy. Some drivers also purchase extra coverage at the rental desk or rely on credit card benefits, which can act as secondary coverage.

However, coverage through a credit card varies widely and is usually secondary to any other policies in place. If you were seriously injured, we can review all available sources of insurance to make sure you aren’t leaving money on the table.

Can the Rental Company Be Held Liable?

Yes—in some cases, rental companies can be held liable, even if the driver waived their insurance. For example, if the car had a mechanical issue that caused the crash, or if the company failed to perform proper maintenance, the rental company could be found at fault.

You might also be able to seek compensation from the rental company if:

• The driver’s insurance isn’t enough to cover all damages
• The company violated safety or rental procedures
• A defective vehicle contributed to the accident

Who Else Could Be Liable for the Crash?

Determining fault is critical in any car accident case. Our rental car accident lawyers investigate thoroughly to find out who caused the crash and how.

Other potentially liable parties include:

• Other drivers
• Automakers or designers (if a defect contributed)
• Construction companies or property owners
• Local government or municipalities

If unsafe road conditions or faulty signage played a role, we may even pursue a claim against a city or county agency, though some entities are protected under special legal rules.

Proving Liability After a Rental Car Accident

Our team gathers detailed evidence to build a strong case, including:

• Traffic camera or surveillance footage
• Photos of the accident scene and vehicle damage
• Police reports and witness statements
• Vehicle assessments and maintenance records
• Medical records and expert testimony
• Accident reconstruction analysis

We’ll use this evidence to hold the right party accountable and fight for every dollar you’re owed, including medical bills, lost wages, and pain and suffering.

Contact High Stakes Injury Law Today

You don’t have to face the aftermath of a rental car accident on your own. At High Stakes Injury Law, we’ve helped clients across Las Vegas recover compensation after serious crashes—including those involving rental vehicles. We work on a contingency-fee basis, so you pay nothing unless we win your case.

Let us review your claim and explain your legal options in a free consultation. Call or text (702) 444-3228 or complete a Free Case Review form today to get started.